The data that we have stored for your person/company come from our client and possibly from existing stock information. The data are processed in detail from the letter of formal notice.
The purpose of processing the data contained in the reminder is to protect the creditors (preserving the legitimate interests of the claimant in the reminder and protecting the general credit operations from credit losses). The legal basis for processing is Article 4 (1), 13 (2 a, c) FADP; for the EU area Article 6 (1f) EU GDPR.
Another purpose of the processing is the use of data in the provision of information about your person/company. In this case, the data on the claim, also in accordance with Article 13 (2c) FADP; for the EU area § 31 BDSG to CRIF for the purpose of use in the provision of information. If the claim is not disputed, the data on this debt collection procedure can be taken into account by the CRIF credit rating agency when determining a probability value on the ability to pay and willingsness to pay.
If necessary to collect the claim, the data may be transmitted to the following categories of recipients: courts, lawyers, bailiffs, third party debtors, etc. If the data are transmitted to countries outside the EU, this will be done on the basis of the so-called Standard contract clauses, which can be viewed or sent to the following link
http://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32001D0497&from=EN.
Processing takes place on the basis of the legitimate interest that our client has in asserting the claim. The data are stored as long as their knowledge is necessary for the fulfillment of the purpose of the storage.
You have a right to information about the personal data stored by us. Insofar as the data stored about you should be wrong, you are entitled to correction or deletion. If it is not possible to determine immediately whether the data is incorrect or correct, you are entitled to block the relevant data until clarification. If your data is incomplete, you are entitled to complete the data.
If you have any further questions, please contact Inkasso Küng AG, data protection officer, Postfach, CH-3000 Bern 22.
Right to contradict:
The processing of the data stored by us takes place for compelling legitimate reasons of creditor and credit protection, whose interests, rights and freedoms regularly predominate, or serves the assertion, exercise or defense of legal claims. Only for reasons that arise from a particular situation that you have and must be proven, you can object to the processing of your data. If such special reasons can be proven, the data will no longer be processed. Insofar as we use the data to assert the legal claim of our client, you can not object to the processing effectively.
In connection with the disclosure of data on this claim to CRIF, we would like to refer to the following information pages on the Internet: www.crif.com/de/datenschutzerklaerung or www.crif.com. On these information pages you can find out more about the further use of your claim data by these credit bureaus.
